Payday Loan Application

Eligibility Check

Choose an option:

Do you have an active/open checking account?

Do you have a US state-issued ID?

Location Select

Your Address: Change Address
Time At Current Address:
Rent or Own:

No Locations Found Within 60 Miles

Your Selected Location: Change

    Personal Info

    Date Of Birth:
    *You must be 18 years old to enter into a payday advance contract*

    Contact/ID Info

    ID Number: ID Type: ID Issue Date: ID Expiration Date: State of Issuance:

    Employment Info

    Choose an option:

    Employment Info:
    Full-time or Part-time:
    Start Date:
    Employer Phone:
    Employer Address:
    Pay Info:
    Days of The Month Paid On:
    Pay Type:
    Date Last Paid:

    Additional Income

    Choose an option:

    Other Income Sources:
    Pay Type:
    Pay Info:
    Days of The Month Paid On:
    Date Last Paid

    Bank Info

    Routing Number:

    Account Number:
    Account Type:
    Account Open Date:

    Finish & Submit

    Requested Loan AmountChange


    How Did You Hear About Us?
    Future Offers:

    I have read and understand the terms and conditions

    Invalid Routing #
    • Routing # Must Be 9 Digits
    • Online Banks Are Not Accepted
    • Prepaid Debit Banks Are Not Accepted

    Terms & Conditions

    I certify that all information I have provided above and in connection with any application ("Profile Information") is true and complete.

    I authorize MM Finance, LLC doing business as EZ Money, and its subsidiaries, affiliates, agents and representatives ("you"), to verify the Profile Information and to obtain credit reports and other credit information both now and in the future for any legitimate purpose associated with loans or other transactions including but not limited to credit evaluations or collection activities.

    I understand that if you make me an advance or enter into any other transaction with me the terms and conditions applicable to the transaction will be set forth in the transaction documents, which I agree to read before signing.

    I understand that I must update my Profile Information at your request or if any of the Profile Information changes.

    I understand that you retain this Profile Information whether or not a transaction is approved.

    Existing Application Found

    Please Verify SSN & Email To Retrieve Application



    Our records indicate that you already have an account in good standing, therefore you do not need to complete another application. You are welcome to visit any of our locations to initiate another advance.


    We are not currently accepting online applications for this location. For assistance, please contact the store location.

    Please Select The Type of Application You Would Like To Complete

    Continue Application For Online Loan

    Continue Application For In-Store Loan

    The following application is for an In-Store loan pre-approval.
    If pre-approved, you will be asked to visit one of locations and provide documentation of your identify, income, and bank account.


    Continue Application For In-Store Loan

    Direct Deposit Notice

    You are applying for an Online Payday Loan that requires Direct Deposit and you did not mark Direct Deposit as your form of payment.

    Would you like to change your answer?

    Requested Loan Amount
    Returning Customer

    As a returning customer, you do not need to complete an application!
    Please complete the information below and one of our Online Loan Agents will contact you to verify your customer file information and send you new loan documents.
    If you have any questions, please call our Online Loan Department at 1-833-499-1010

    Requested Loan Amount

    Customer Notice: Payday advances are typically for two-to four-week terms. Some borrowers, however, use payday advances for several months, which can be expensive. High-interest loans such as Payday Advances should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

    Approval depends upon meeting legal, regulatory and underwriting requirements. EZ Money and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Lexis Nexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

    EZ Money, at its discretion, may verify application information by using national databases, including but not limited to LexisNexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

    Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. MM Finance, LLC and Check & Cash USA, LLC are currently operating in: Iowa, Missouri, Nebraska, Michigan, and North Dakota.

    For specific rate and term information in each state you can click on the above link for the specific state of your choice.

    EZ Money is licensed by the Iowa Division of Banking under Iowa Code, Chapter 533D. EZ Money and are licensed by the Missouri Division of Finance under Missouri CSR 408.500.1 and 408.510. EZ Money is licensed by the Nebraska Department of Banking and Finance under the Nebraska Revised Statutes, Chapter 45, ยงยง 45-901 to 45-930. EZ Money and is licensed by the North Dakota Division of Finance under North Dakota Century Code Chapter 13-08. EZ Money is licensed by the Michigan Department of Insurance and Financial Services under the Deferred Presentment Service Transactions Act (DPSTA), 2005 PA 244, MCL 487.2121. is licensed by the Kansas Office of the State Bank Commissioner, Consumer and Mortgage Lending Division under Chapter 16a of the Consumer Credit Code.

    Payday Advances are also commonly referred to as Cash Advances, Payday Loans, Post-Dated Checks, Delayed Deposit Loans, and Deferred Deposit Loans.